Payroll Giving Scheme
Support any charity tax-free
Payroll Giving FAQs page
Joining Payroll Giving
You can donate to any registered charity or charitable organisation, this includes churches and schools. See the Charities for ideas of organisations to support.
The organisation does need to be approved by Morrisons' contracted Payroll Giving Agency to receive money in this way. Nearly all UK charities are eligible, but if you want to give to a smaller organisation please include the charity registration number if possible. Don't worry - if there are any problems with your donation Hands On Payroll Giving will be in touch before deductions are made to your pay.
Yes, of course. You can give to as many charities as you wish with only one deduction from your salary. Each charity receives the tax benefit too.
Yes! Morrisons has opted to cover all administration costs so your charity receives your full donation.
Hands On do not receive any part of your donation. They are paid by their charity partners out of separate fundraising budgets for generating income.
That is entirely up to you, your donations will continue until you make changes. You can change or cancel your donations at any time using the Your Donation page. If you leave your current employer, your donation will stop as you won't be paid anymore.
If you join a different company you can use this form to start a donation from your new salary.
If you are currently donating from your pay and wish to cancel, click on the Your Donation page and compete the page. You'll receive a confirmation email of the cancellation. Please be aware that of payroll cut-off dates - if you submit an instruction within two weeks of your next pay date it may not take effect until the following payroll run.
Payroll Giving automatically stops when you leave your job. If you move to another company you can fill in this form to start donations from your new salary.
Your donations will continue until you make changes. You make changes at any time through the Your Donation page.
In simple terms, it costs you less. Because the donation comes from your gross pay you save on your tax payment, meaning a £5 donation, although it will show as £5 on your payslip will only cost you £4 from your take home pay. If you gave £5 from your bank, it costs you the full £5.
Giving from your pay is also really safe and secure - you don't need to complete any bank details and can choose which of your personal information is sent on to your charity. You can select to remain anonymous to your charity if you want to, so all they receive is your donation with none of your personal information.
Payroll Giving is also great from a charity's point of view as they get your full donation (£5) with the tax bit already added (the £1 on top of the £4 cost to you). This saves them time and money as they don't have to claim back any GiftAid.
Charity related questions
If you've chosen to give to a charity Hands On featured on the Charities page, and have opted in to communication through a specific channel then you will heard from your charity. If your charity is one of those not featured, unfortunately we can't guaranteed you'll receive communication. If you want to change how you hear from your charity partners you can contact your charity at any time to update your preferences.
If you're getting emails, post or telephone contact from any charity you can contact the organisation and update your preferences. Under new rules there must be clear information on everything sent to you about how to do this. Charities have to respect your wishes and can't go against this.
The details you complete on the form are sent to Hands On for processing. They are registered with the Data Commissioner to process data and don't share your details with any third parties. Your deduction information is also sent to Morrisons' payroll department, and contracted Payroll Giving Agency who forward your donation to your chosen charity.
On the form you can choose what information you want to be shared with your charity, and how they contact you. You can choose 'No Contact' - this means your name and postcode will be sent to your charity (to make monitoring your donation easier), but you won't get any thank you from them. Or you can opt to be totally anonymous with not even your name being disclosed.
First off, the form you complete is checked and processed by our supplied Hands On. They are experts in helping companies with Payroll Giving and have strict regulations to work to. If there are any problems with your donation request they will be in touch before any money comes out of your pay.
When the deduction starts you'll be able to see it as 'GAYE' on your payslip - this shows the gross donation, so how much your charity / charities will receive in total.
All employee donations are then sent together, each month to Morrisons' contracted Payroll Giving Agency. They are HMRC approved and monitored to distributed funds - the money has to go through them as it's tax-free, so HRMC needs to be able to track it.
Hands On tell Morrisons' contracted Payroll Giving Agency where to send your donation, so when the money comes in from payroll it's sent out every month to your chosen charity / charities.
If you've chosen to receive communication from your charity / charities they should also be in touch to thank you for your donation, and keep you up to date with how your donation is helping. You can choose how you hear from them, and can opt to not have any communication if you want.
Your donation is paid over to your charity by Morrisons' contracted Payroll Giving Agency. The payments are usually made by BACS and your charity can track your donation by receiving disbursement statements from the Agency (if they choose to).
If you're not sure your charity has received your donation please get in touch with Hands On who can help.
Because all Payroll Giving needs to go through a HMRC approved Payroll Giving Agency it can take up to two months from the donation leaving your pay to your charity receiving it. This is because of the time taken to process donations through their systems. Once this first two month wait is over they'll then get your regular donations each month.
We have to use an approved agency as Payroll Giving deductions are tax-free - HMRC want to keep an eye on where the money is going!
If it says 'GAYE' on your payslip you have a Payroll Giving donation set up. If you can't remember which charity you chose, contact Hands On:
Helpline: 01433 651972
Email askus@hopg.co.uk
If you want communication from your charity listed here please get in touch and with Hands On who can update your preferences. Unfortunately Hands On can't be responsible for communications coming from charities they don't actively represent, so we recommend you contact your charity directly.
Helpline: 01433 651972
Email: askus@hopg.co.uk
Please rest assured your donation will either have been sent on and hasn't been identified properly by your charity as it's paid to them by BACS, or your donations are still with Morrisons' contracted Payroll Giving Agency.
For help on this, contact Hands On:
Helpline: 01433 651972
Email: askus@hopg.co.uk
More nitty gritty bits and how the tax works
Payroll Giving deductions are made to your gross pay before your tax is calculated. This means any tax that would have been due on this money isn't taken, but is instead sent on to your chosen charity. This system makes Payroll Giving the easiest way for you, and your charity to get the full tax saving automatically, without having to fill in any extra paperwork.
Because the deduction is made by payroll to your gross pay you instantly benefit from the right tax saving.
You'll see the 'GAYE' on the left-hand side and the total gross deduction in the numbers column - this is the total amount your charity / charities will receive, but your net take-home pay will be short the gross amount, less and tax advantage you receive.
For example, if you give £10 this will show as £10 on your payslip as that's what your charity receives, but if you compare this to a payslip with no donation (but everything else the same) you'll have £8 less (if you pay basic rate tax). The extra £2 is the tax that you would have paid, but instead of going to the tax man this is sent to your charity.
If there's enough money in your payslip the donation will be deducted, unless you instruct us not to. Please be aware that you need to give two weeks' notice to cancel a donation for the next pay date.
The tax benefit you receive relates to how much tax you pay. For example, if you give £5 per month it actually costs you 40% less, so £3, or if you pay 45% tax, £2.75. If you are a higher tax payer (40% or 45%) Payroll Giving is the only way you can give to charity and receive your full tax benefit.
If you pay basic rate (20%) tax and want to give £10 from your take-home pay you need to donate £12.50 from your gross pay. You can work out other amounts by dividing the amount you want the donation to cost you by 0.8.
If you pay higher rate (40%) tax and want to give £10 from your take-home pay you need to donate £16.66 from your gross pay. You can work out other amounts by dividing the amount you want the donation to cost you by 0.6.
If you pay additional rate (45%) tax and want to give £10 from your take-home pay you need to donate £18.18 from your gross pay. You can work out other amounts by dividing the amount you want the donation to cost you by 0.55.
Nothing. The national term for the scheme is 'Payroll Giving', 'Give As You Earn' and 'Workplace Giving' are brand names for the scheme that gives employees the option to donate to charity from their pay.
Payroll Giving comes directly from your pay, where as a Direct Debit is taken from your bank account. With Payroll Giving no bank details are needed.
Through Payroll Giving your charity automatically receives the tax on your donation, but with Direct Debit donations they have to claim back the tax (known as Gift Aid). Claiming this back can mean large admin bills. If you are a higher tax payer (40% or 45%) Payroll Giving is the only way you can give to charity and benefit from full tax relief.
Yes, you can use Payroll Giving to make one-off donations, get in touch with Hands On to arrange this as it does depend on payroll cut offs.
Helpline: 01433 651972
Email: askus@hopg.co.uk
About our partners Hands On Payroll Giving
Hands On are paid by their charity partners for fundraising support. They help us promote and manage the whole of our scheme though, so can assist you with any queries.
Hands On are paid a one off fee by the charities they represent only when we recruit a donor for them. This money comes from a pre-allocated fundraising budget and not from any donations made through Payroll Giving.